As a mortgage professional, I keep a close eye on where the Denver housing market is headed—and right now, we’re seeing one of the largest waves of residential development the
Mortgage rates were perfectly unchanged this past week, on average. With that, they remain in line with the lowest levels in more than a year and very close to the
If we stopped paying attention at noon on Thursday, it was an uneventful week due to an absence of important economic data, a holiday closure, and a lack of volatility
As we close out 2025, the Federal Reserve is clearly signaling its next move: more interest rate cuts. Current projections show the federal funds rate landing somewhere between 3.4% and 3.6% by the end of 2026,
Contrary to mainstream notions regarding the Fed rate cut, mortgage rates moved sharply higher on Fed Day as well as the following day. Since then, they’ve been in a calm,
It’s that time again, maybe. By later this week, we will either be several days into another government shutdown or in the throes of volatility following the big jobs report,
Indeed, mortgage rates surged higher after this week’s Fed rate cut–a seemingly paradoxical move that has exposed widespread confusion about the nature of mortgage rate movement. Let’s clear it up!
Markets have settled into a cycle that favors the jobs report as the only critical economic data as far as rates are concerned. This week’s inflation data had a chance
It’s a well-known fact that the monthly jobs report is more capable of causing big reactions in rates than any other economic data. It happened last month in grand fashion,
DSCR (Debt Service Coverage Ratio) mortgage programs are intended for residential investment properties that allow for qualifying based on a property’s rental income & cash flow rather than a borrower
The housing market has faced persistent challenges over the past few years. Soaring home prices and high mortgage rates have kept many buyers on the sidelines, while sellers have held
Mortgage application activity moved higher last week as rates declined to the lowest levels since April, according to the Mortgage Bankers Association’s(MBA) latest survey. The Composite Index rose 2.7% on
After going to great lengths to explain why the Fed Funds Rate isn’t the same as mortgage rates, we’ll now have to discuss how the Fed none the less found
For nearly 2 months, rates have been in limbo, stuck between the lower, more stable levels seen in March and the higher range seen at the beginning of the year.
There are those who always try to portray the glass as being half full when it comes to the housing market. Then there are those who love a full glass,
Mortgage Rates Drop Sharply, Hitting Lowest Levels Since Mid-September Mortgage rates had been in a holding pattern for nearly 3 weeks following the November 10th CPI inflation data. On that
Best Mortgage Lenders Denver – Housing Market Update Home sales and home construction slowed in September while recession signals are flashing from the manufacturing sector. Don’t miss these stories: -What
What Are Home Loan Companies Doing in Today’s Market? Despite slowing activity in the housing market, supply still remains tight. Plus, the Fed’s latest rate hike caused volatility in the
According to a report from Redfin, the increase is seen as a positive sign for home-buyers across the country. Housing inventory across the country rose nearly 2% in June, marking
The spring of 2020 experienced a housing market slump, but as adjustments were made for the Coronavirus (COVID-19), the situation rebounded amazingly. In fact, in the Denver area median prices
Early in 2020, the housing market was a complexity of issues. Many homeowners resulted to refinancing to take advantage of lower interest rates, and to ease the financial strain, as
