Licensed Mortgage Broker and Commercial Lending Broker

Low Rates & Fast Approvals!

Popular Loan Programs

Conventional Mortgages

Agency Fixed Rate & ARM’s – FNMA & FHLMC
Agency NO MI – FNMA & FHLMC
Agency High Balance* – FNMA & FHLMC
*maximum loan amounts based on FHFA County Loan Limits

Jumbo & High Balance Loans

95% LTV/CLTV up to county High Balance loan limits*
Credit scores as low as 620 FICO’s
DTI’s allowed up to 43%
Loan amounts up to $10,000,000
Refinances allowed with up to $750,000 cash-out

Commercial Lending

Office, Industrial, Hotels, Healthcare, Single & Multi-tenant Retail, Mixed Use properties, and Multi-Family Housing Projects
Equipment Leasing, Business Lines of Credit, Renovation Fix & Flips, New Construction, Merchant Cash Advances (MCA’s), and much more!
Small Business Administration (SBA) financing available up to 100% LTV
Loan Amounts as low as $100,000 up to $100,000,000+

VA

VA Standard Balance (100% LTV up to $726,200)
VA High Balance (unlimited loan sizes)
VA IRRRL’s – Standard & High Balance

USDA

No Down Payment (100% LTV)
Large acreage allowed
Rural areas only, determined by USDA

FHA

Lower Down Payments and lower minimum credit score requirements
FHA Standard & High Balance*
- FHA Streamlines – Standard & High Balance*
  *maximum loan amounts based on FHFA County Loan Limits

Renovation Loans

FHA 203(k) – Standard & Limited
FNMA HomeStyle Renovation
VA Renovation
Low interest rate 1st mortgages which help cover the costs of most renovation projects

Non-QM Loans

Bank Statement & No Ratio income qualifying allowed for self-employed borrowers
DSCR (cash flow) qualify on investment properties
Recent Derogatory Credit Events allowed
Loan amounts up to $10,000,000

Reverse Mortgages

Also referred to as HECM – Home Equity Conversion Mortgage
For homeowners 62 years of age or older
Creates income stream, or percentage of home equity can be converted into cash

Licensed Mortgage Broker and Commerical Lending

As a licensed wholesale mortgage broker in Colorado & Arizona, Dave can provide a wide variety of programs with low interest rates for borrowers looking to either purchase or refinance residential or commercial real estate. Having closed thousands of transactions over the years, Dave will strive to ensure that his clients are completely satisfied with the products and services his wholesale lending partners have to offer.

Wide Variety of Programs for Homeowners and Business Owners

DaveKevelighan.com offers easy access to high quality mortgages, loan programs, and other financing information for current and potential real estate or business owners. Having access to hundreds of lending resources, Dave is able to offer residential loan programs and commercial loans at competitive interest rates, along with the expertise to meet and exceed his clients expectations.

Outstanding Service for Residential or Commercial Loans

Applying for residential or commercial loans can be complicated and confusing if a borrower is not familiar with the loan approval process. Dave understands all of the steps involved with closing residential & commercial loan transactions timely, and can help navigate through the process efficiently. For honest service, support, and superb loan terms…feel free to contact Dave via Facebook, LinkedIn, phone or email him at the links below.

Trustworthy & dependable licensed mortgage broker and commercial lending broker that can offer attractive loan terms and fast approvals. With over 25 years experience, Dave Kevelighan can assist with providing great options for structuring your loans quickly, so you will know up-front how to move forward without delays. Having access to hundreds of lending resources, Dave is able to offer some of the lowest interest rates on the most popular real estate and business loan programs. For sound advice with residential & commercial loans, competitive interest rates, and fast approvals to help get your transactions funded timely…please feel free to call, email, or apply today!