
Can a Loan Originator Hire an Unlicensed Assistant?
If you are a busy loan originator, then it is likely that you are considering the idea of hiring an assistant if you don’t already have one. Some loan officers
If you are a busy loan originator, then it is likely that you are considering the idea of hiring an assistant if you don’t already have one. Some loan officers
In recent years, the real estate trends have been moving up and down. We’ve seen higher trends where many people are buying homes, and other years when the sales have
Do you believe in the statistics of the lending industry? If you have been following the latest statistics, then you will know that it has been a rough year for
With there being higher mortgage insurance rates on FHA loans, why would anyone be offering FHA loans? For certain borrowers, a FHA loan might be the right option. For some
Recently, a bill has been proposed to wind down Fannie Mae and Freddie Mac, which are both enterprises sponsored by the government in the mortgage finance industry. This bill proposes
There have been discussions about completely overhauling the Fannie Mae and Freddie Mac programs, and researchers are suggesting that this overhaul will likely have a direct impact on the mortgage
Recently, changes in regulations and current trends are resulting in a situation where many brokers are now considering a mini-correspondent channel. If you are thinking about making the change to
Since the housing crisis of 2008, there have been some massive shifts in the mortgage industry, and people have been changing their preferences regarding the type of lending experience they
It has been interesting to see the shift in the marketing since the housing crisis of 2008, because new rules and regulations have been passed to protect the consumer from
Since the housing market crash in 2008, there are have been many predictions about the trends that will occur within the industry of real estate and mortgages. Wholesale mortgage providers
One of the recent trends in the mortgage industry is the fact that many mortgage brokers are making the transition to be mortgage bankers or mini-correspondent lenders. There is a
If you’re a mortgage originator, then you know that one of the top concerns in the industry is compliance. Many of the newer strategies in this industry are focused on
This past January, a new era began for mortgage originators, because they are now in more of a position to be advocates for homeowners. This change was the result of
There are different types of mortgage lenders, so if you are involved in the mortgage industry, then it’s important that you understand the differences. Here’s a brief overview to provide
If you are working as a mortgage broker, or in any other position relating to wholesale mortgage lending or mortgage brokering, then you know that there are unique challenges to
The January surge of applications for new home purchases came with little surprise for Mike Fratantoni, the chief economist for the Mortgage Bankers Association. Fratantoni says the 35% increase from
In a standard homeowners insurance policy provided by an Insurance Agent, there are four essential types of coverage. These types of coverage include: 1. Coverage for damage to the house
According to James Bullard, president of the St. Louis Federal Reserve Bank, the Federal Reserve may decide to further slow down the pace of its exit from the asset purchase
In 2014, homebuyers and sellers in the Denver metro area can expect another strong year for the housing market. There should likely be smaller price gains than last year’s gold
The January surge of applications for new home purchases came with little surprise for Mike Fratantoni, the chief economist for the Mortgage Bankers Association. Fratantoni says the 35% increase from
According to James Bullard, president of the St. Louis Federal Reserve Bank, the Federal Reserve may decide to further slow down the pace of its exit from the asset purchase
Sr. Mortgage Advisor with Barrett Financial Group and Commercial Finance Consultant with Aspen Commercial Lending