FHA – Federal Housing Administration

 The best resource for FHA loans in Colorado!

  • FHA allows credit scores down to 550 FICO scores with AUS approval
  • 580+ FICO scores allowed on Non-Credit Qualified Streamlines
  • Max DTI Ratios per AUS approval for 600+ FICO borrowers
  • Max DTI Ratios of 31/43 for 550 – 599 FICO borrowers
  • Manual Underwrites will allow for higher ratios above 31/43 on 600+ FICO borrowers with Compensating Factors
  • NO Income Verified and NO Max LTV / CLTV on FHA Streamlines
  • FHA Streamlines allow for 2nd Home & NOO occupancy types, and NO appraisal required
  • Non-traditional credit permitted on manual underwrites
  • Non-occupying co-borrowers allowed with family members up to 96.5% LTV on purchases
  • Refer to FHA HUD Handbook 4000.1 regarding underwriting guidelines

Contact Dave Kevelighan regarding FHA scenarios & pricing today!  

Mobile: 303-520-0004
Email:  Click Here