DAVE KEVELIGHAN

Veterans Administration (VA) up to 100% LTV

Veterans Administration (VA) loans have excellent terms up to higher LTV’s with NO MI, but are underwritten differently than Conventional or FHA loans. Appraisals and documentation are unique, and underwriters are reviewing VA files to determine a benefit to the veteran. VA mortgages have the best loan terms of any government financing available, so if VA eligible, you should take advantage of using the VA mortgage program.

- - 100% LTV for Purchases & Cash Out Refinances
  - NO Mortgage Insurance to help keep payments lower
  - VA full doc allows credit scores as low as 550 FICO score
  - Manual Underwriting allowed for derogatory credit issues
  - High Balance loans possible
  - VA IRRRL’s (rate & term refinance) allowed without income qualification or appraisal
  - Renovation and new construction loans possible

Contact Dave Kevelighan for VA scenarios & pricing today!

Dave Kevelighan

Sr. Mortgage Advisor with Barrett Financial Group and Commercial Finance Consultant with Aspen Commercial Lending

Resources & Links

David Kevelighan | NMLS #1662174 | Barrett Financial Group, L.L.C. | NMLS #181106 | 275 E Rivulon Blvd, Suite 200, Gilbert, AZ 85297 | AZ 0904774 | CO | Equal Housing Opportunity | This is not a commitment to lend. All loans are subject to credit approval. | nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/181106 | This licensee is performing acts for which a real estate license is required. Barrett Financial Group is licensed by the Arizona Department of Financial Institutions (AZDFI) NMLS # 181106. Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional and all conditions must be met by borrower. Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. Barrett Financial Group is an Equal Opportunity Mortgage Broker/Lender. The services referred to herein are not available to persons located outside the states of Colorado or Arizona. As a broker, Barrett Financial Group is NOT individually approved by the FHA or HUD, but Barrett Financial Group is allowed to originate FHA loans based on their relationships with FHA approved lenders.