Non-QM Programs

  • Ideal for self-employed borrowers
  • Bank Statements can be used for income qualifying
  • Investment Properties can qualify based on Debt Service Coverage Ratio (DSCR) of 1% (break-even or cash flowing rental income)
  • Recent Derogatory Credit Events allowed within past year
  • Credit scores as low as 580 FICO allowed
  • Interest-Only payment option available up to 80% LTV/CLTV
  • Available for Primary, 2nd Home, and Investment property transactions
  • Purchases and Rate/Term refinances allowed up to 95% LTV
  • Cash-Out refinances allowed up to 85% LTV

    Contact Dave Kevelighan for Non-QM loan scenarios & pricing today!

    Mobile: 303-520-0004
    Email:  Click Here