Non-QM Highlights

  • Bank Statements can be used for income qualifying!
  • Ideal for self-employed borrowers
  • Loan amounts up to $2,500,000
  • Investment Properties can qualify based on Debt Service Coverage Ratio (DSCR) of 1% (break-even or cash flowing rental income)
  • Recent Derogatory Credit Events allowed within past year
  • Credit scores as low as 580 FICO allowed
  • Interest-Only payment option available up to 80% LTV/CLTV
  • Available for Primary, 2nd Home, and Investment property transactions
  • Purchases and Rate/Term refinances allowed up to 95% LTV
  • Cash-Out refinances allowed up to 85% LTV

Contact Dave Kevelighan for Non-QM loan scenarios & pricing today!

Learn more about how a Non-QM loan works here.

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